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Critical Illness
| Critical Illness | ||
| Plan 1 | Plan 2 | |
| Product | WVB-Critical Illness | CriticalAssistance Plus |
| Underwriting | Simplified Issue to $50,000 | Simplified Issue to $50,000 |
| Coverage | Coverages for Vascular Conditions; Heart Attack, Transplant as a result of a heart failure, Stroke, Coronary artery bypass surgery as a result of coronary artery disease, | Category 1; Heart Attack, Stroke, Heart transplant surgery, Coronary bypass surgery, Angioplasty/Stent |
| Coverages for Cancer Conditions; First diagnosis of internal cancer or malignant melanoma, Carcinoma in situ | Category 2; Major organ transplant surgery (excluding heart), End-stage renal failure, Paralysis not due to stroke (all 4 limbs), Burns (3rd degree or 50% coverage) | |
| Coverages for other critical illnesses; Transplant, other than heart, End-stage renal failure, Loss of sight, speech, or hearing, Coma, Severe burns, Permanent paralysis due to an accident, Occupational HIV | Category 3; Invasive Cancer, Carcinoma in situ, prostate cancer with TNM classification of T1, Skin cancer, Cancer screening benefit ($50 per calendar year) | |
| Benefit recurrence: One benefit is payable in each Category for the life of the policy. A second occurrence in a category is payable (after 12 months Treatment free) at 100% of the original percentage for that illness | Recurrent Critical Illness Benefit - One benefit is payable in each Category for the life of the policy. A second occurrence in a category is payable (after 12 months Diagnosis/Treatment free) at 50% of the percentage for that illness | |
| Benefits payable to beneficiary if insured dies from the critical illness | Benefits payable to beneficiary if insured dies from the critical illness | |
| $50 Health screening benefit | $50 Wellness Benefit | |
| Family Coverage | Family Coverage | |
| Waiver of premium for disability | ||
| Issue Age | 18-69 | 18-99 |
| Optional Riders | All Benefits Included | All Benefits Included |
| Rates | Unisex, Age-Rated, Smoker/Non-Smoker | Unisex, Age-Rated, Smoker/Non-Smoker |
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| ©Greater Insurance Service Corp 2009 |