|
Frequently Asked Questions
Q: When Does Coverage Begin?
Q: When Will My Coverage End?
Q: Who is Eligible For Coverage?
Q: Can I Cancel My
Coverage At Any Time?
Q. Can I really go to any dentist?
Q. Can I participate in this plan
along with the dental plan I currently have?
Q. What day will the premium be
deducted?
Q: How Do I Enroll For Coverage?
Q: When Does Coverage Begin?
Answer: Coverage will be effective on the first of the month
following receipt of your enrollment, payment option form and your first month's
premium. The effective date for your eligible dependents will be the same as
yours (unless dependent coverage is added at a later time).
Q: When Will My Coverage End?
Answer: For you, coverage will end the first of the month after
we receive a written request to terminate your coverage (when you no longer
qualify as an eligible insured you must provide us this information in writing
for us to cancel your policy), or if your premium payments are discontinued,
whichever comes first. Coverage on a dependent ends on the earlier of the date
that they no longer meet the definition of a dependent, or the date that your
coverage terminates (both of these situations need to be sent to our office in
writing).
Q: Who is Eligible For Coverage?
Answer: All active members of the WREA are
eligible. Dependent coverage is available to a married spouse and any unmarried
children or stepchildren, under age 19, who are living with the insured.
Full-time students going to an accredited school and under age 24, are also
eligible for coverage.
Q: Can I Cancel My Coverage
At Any Time?
Answer: Yes. You can drop coverage at any time. However
- this must be done in writing to Greater Insurance Service and the earliest
possible cancellation date will be the first of the month after your
written cancellation request is received.
Q: Can I really go to any dentist?
Answer:
Yes, benefits are payable to any licensed dental provider. Dentists can call
Ameritas prior to treatment to verify how the claim will be paid. You can also
use one of our approximately 60,000 Preferred Provider Organization (PPO)
dentists nationwide for even greater savings. You can refer to your policy
certificate for a dentist nearest to you or visit
www.ameritasgroup.com
Q: Can I participate in this plan along with the dental
plan I currently have?
Answer:
Yes, this plan will coordinate benefits payable with other insurance plans.
Q: What day will the premium be deducted?
Answer:
If you choose the P.A.I.D. method of payment, the money will be taken out of
your account around the 15th
of every month for the following month’s premium. If you choose the credit card
method of payment, the money will be taken out of your account around the 20th
of every month for the following month’s premium.
Q: How Do I Enroll for Coverage?
Answer: You may enroll for your benefits when you first become
eligible or during one of your association's open enrollment periods. Enrolling
for your benefits is as easy as 1,2,3.
-
Read through the enrollment
material.
-
Complete and sign the
enrollment form.
-
Return the completed form and
a check for the first month's premium to:
Greater Insurance Service
PO Box 8633
Madison, WI 537088633
| 